SMART SPENDER>BEST VALUE FOR MONEY Choosing Your Broadband Internet Provider The choices for high-speed Internet access have expanded beyond cable and DSL to wireless broadband. So which one is best for you? By Sherwin Chan It was bound to happen. It was never a question of why, only a reckoning of when. Tommy mustered all [...]

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EASY MONEY>HOW-TO How to Haggle Filipinos are used to haggling, given their propensity to buy second-hand items at ukay-ukay stores as well as knock-offs and factory overruns at tiangges and bazaars. But some people are embarrassed about haggling because they might look cheap or they want to avoid an argument. Remember that the seller will [...]

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SMART SPENDER>TIPID TIPS The Guerilla Guide to Cell Phone Usage Spending too much on your phone bills? Follow these tips By Sherwin Chan While governments worldwide are scurrying to save their economies by spending, individuals like you and me are saving money by reducing our spending. Cutting spending – both discretionary and nondiscretionary – can [...]

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SMART SPENDER>CONSUMER HELP Damaged Goods What to do when you open a newly purchased product that happens to be damaged or simply does not work? By Excel V. Dyquiangco You’ve probably experienced or heard the horror stories that come with purchasing a new gadget, appliance, or even a brand-new car. Ken Santiago (not his real [...]

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SMART SPENDER>BUYER’S GUIDE Buyer’s Guide to Air Conditioners The hot summer’s near and it’s time to turn the A/C on. If you’re buying an air conditioner for the first time or need to replace your ancient model, here’s a checklist of what to look for By Carlos Gonzales Thirty four degrees Celsius is not “warm.” [...]

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