SMART SPENDER>TIPID TIPS The Guerilla Guide to Cell Phone Usage Spending too much on your phone bills? Follow these tips By Sherwin Chan While governments worldwide are scurrying to save their economies by spending, individuals like you and me are saving money by reducing our spending. Cutting spending – both discretionary and nondiscretionary – can [...]

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EXPERT ADVICE>RFP MONEY MAKEOVER The Billion Peso Couple The high-earning, high-living couple does not have problems with accumulating wealth. Their problem is how to protect it By Hazel Ann Acuña Ernesto Gotanchan, 58, is a businessman and owner of many commercial and residential real estate properties while his wife Elizabeth, 40, works in an offshore [...]

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By Carlos Gonzales It’s a good thing gas prices are going down. But don’t expect this will go on forever. World oil is notorious for drastic price changes. So develop good habits of saving on gas now. 1. Don’t be idle. A big no-no: letting the engine run, with the air conditioning on, while waiting [...]

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A young family shows how to be peso-wise By Heinz Bulos Raising a growing family is a challenge for anyone, and many just let their finances get out of control. Not the Ramoses. Cynthia Ramos, 35, and her family are savvy consumers. They buy non-food items in bulk to pay for today’s lower prices. And [...]

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A communications professional commutes—and sometimes even takes his bike—to work By Heinz Bulos Driving a car to work from the South Metro can take, well, its toll. The highway toll alone if you pass through the Coastal Road will set you back P150, two-way every week. Gas from Las Piñas to Pasay is at least [...]

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