EASY MONEY> 5 TIPS Simplify Your Financial Life Five credit cards, three savings accounts, four time deposits, two checking accounts, three mutual funds, six insurance policies – how can you possible keep track of them all? Unfortunately, many of us fall into the trap of “the more, the messier.”  How do you keep your financial [...]

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HERE’S A FINAL TIP Sailing into Blue Ocean By Prof. W. Chan Kim Competing in existing market space, beating the competition, exploiting current demand, making the value-cost trade off, and aligning the whole system of a firm’s activities with its strategic choice of differentiation or low cost – these are the collective strategy used by [...]

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EXPERT ADVICE>RFP MONEY MAKEOVER The Billion Peso Couple The high-earning, high-living couple does not have problems with accumulating wealth. Their problem is how to protect it By Hazel Ann Acuña Ernesto Gotanchan, 58, is a businessman and owner of many commercial and residential real estate properties while his wife Elizabeth, 40, works in an offshore [...]

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EXPERT ADVICE>FINANCIAL PLANNER By Henry Ong, RFP® Financial Planning Helps Prevent Osteoporosis As kids, we were taught by our parents to have good posture. While the immediate reason given is so that our friends would not laugh at us for having hunched backs, one of the real reasons is so that we would not have [...]

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EASY MONEY>WORKSHEET Getting Ready For Your Summer Vacation It’s time for fun in the sun. But before you pack your bags, set your budget so your great vacation won’t turn into a bad trip Step 1: Determine how much you can afford. There are three ways you can pay for your vacation – with your [...]

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