MoneySense

Save, spend, and invest wisely


A Different Kind of Investment

A DIFFERENT KIND OF INVESTMENT

Almost always, if not always, when one hears or reads the word “investment”, it is immediately related to money – where to put money to make it earn, like for example in a savings account, a time deposit, the stock market, corporate or government bonds, mutual funds and so forth and so on – the list could be endless. Very seldom, if ever do we equate investment with TIME, HEALTH, PERSONAL GROWTH AND AWARENESS, DISCOVERING AND PUTTING TO USE OUR GOD GIVEN TALENTS, GIFTS, SKILLS TO SERVE AND RESPOND TO THE NEEDS OF OTHERS. But what I have discovered is that a real honest to goodness investment in which there is absolutely no risk of losing (except if its just all in the mind) actually begins with investing in ourselves.



Money Market Funds in the Market

SAVVY INVESTOR>MONEY MARKET FUNDS
Money Market Funds in the Market
If you want to be little more conservative with your investments, try money market funds
By Heinz Bulos

Money market funds are relatively conservative and low-risk vehicles invested in highly marketable and “near-cash” instruments like short term government securities, money market securities, and other highly marketable fixed-income instruments. [...]



Buy or Borrow?

EASY MONEY>MONEY MATH
Buy or Borrow?
Nelson is thinking of building a new house worth P5 million for his growing family. He and his wife Clara have accumulated savings of around P4 million. Given their aggressive investment style, they have generated an average rate of return of 15% for the last 10 years. Although there’s an ongoing [...]



Top 10 Global Franchises Under $50k

INCOME EARNER
Top 10 Global Franchises Under $50k
If you want to own the master franchise of a global brand but don’t have a multi-million bank account, consider these low-cost but top-ranked franchises
By Amabella Jimenez
McDonald’s, check. Starbucks, check. Subway, check. Ace Hardware, check. Kumon, check. Getting a master franchise of a global brand for the Philippines is [...]



Hate ’08???

By Francisco Liboro

Nine months into the year and we’re all still sitting and waiting for the promise of a market recovery to materialize. Like the mythical phoenix, we have been longing to see the Philippine Stock Exchange Index (PSEi) rise from the ashes of failed uptrend lines and multiple breakdowns and once again resume its [...]

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