THE BOTTOMLINE>CAR INSURANCE Buying a Car Insurance Policy Protect yourself against loss due to road accidents and car theft. Here’s a primer on auto insurance By Arlyn W. Cheng, LUTCF, CIS Do you know that road accidents are now the fourth leading cause of death in the country? Based on the 2006 report of the [...]

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EASY MONEY>WORKSHEET Calculating How Much Life Insurance You Need Your typical insurance agent will urge you to cover eight to 10 times your annual income. A more accurate way of determining exactly how much life insurance you need is to run the numbers yourself. Step 1: Determine what your family needs if you die suddenly [...]

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Note: Article was originally published May 2009 EASY MONEY>5 QUESTIONS Q&A WITH RIEN HERMANS CEO, AXA Philippines 1. AXA Philippines generation P1 billion in business sales last year, making you one of only two to have achieved that in a single year. To what do you attribute this performance? It really was no easy feat [...]

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The Four-Way Test for VULs Confused which variable unit-linked insurance product to invest in? Follow these simple steps By Rienzie P Biolena, RFP® Life insurance and investments are like oil and water—they don’t mix well together. Well, at least that is what most personal finance gurus would say. There’s some truth to that. Term insurance [...]

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EASY MONEY>HOW TO How to File a Car Insurance Claim You get into a car accident. Bummer. What do you do now? Step 1: Call a traffic officer Call police hotline 166 to report the accident. Then wait for a traffic officer to investigate. Of course, if it’s a serious accident involving physical injury, call [...]

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