By Heinz Bulos Often, you end up paying more in interest that the amount of the loan, or principal, itself. So if keeping your total costs down is more important to you, here are tips to cut down on your mortgage expenses. 1. Everything else equal, pick the bank that has a lower spread in [...]
By Heinz Bulos If you’re in the market for a new house, lot, or condominium unit, choosing a mortgage—more commonly referred to as a housing loan—is one of the most important financial decisions you have to make. Unfortunately, most people just look at the interest rate when shopping for a housing loan. There’s more to [...]
By Heinz Bulos Credit cards can be a great friend and your worst enemy. Don’t commit these grave mistakes. 1. Not knowing the interest rate Most consumers are attracted by credit cards that have rewards like free miles or cash rebates. That’s fine as long as you pay off monthly balances. But if you’re what [...]
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