By Francisco Liboro Nine months into the year and we’re all still sitting and waiting for the promise of a market recovery to materialize. Like the mythical phoenix, we have been longing to see the Philippine Stock Exchange Index (PSEi) rise from the ashes of failed uptrend lines and multiple breakdowns and once again resume [...]

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By Efren Cruz The inflation rate for July 2008 was reported at 12.2% p.a., the highest the country has experienced in 17 years. With inflation rate that high, consumers will definitely go through rough times. Even before the inflation number was reported, telltale signs were already present like gasoline pump prices reaching over P60/liter, commercial [...]

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By Salve Duplito Deep in the fridge, there are three pints of ice cream in flavors that my three children love. But the secret weapon really is the cute little container of candy sprinklers that I know will earn plenty of hugs for me – the one sugary treat I bought for them during my [...]

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Financial literacy is not just about numbers. It’s all about mind set. By Francisco Colayco Money management starts with understanding what money means to us. In a market-driven economy like ours, money is indispensable. It is the means to live the lifestyle we choose and to share what we have acquired. To each according to [...]

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Managing your finances is much like riding a bike By Efren Ll. Cruz, RFP® FPA®-Member Have you ever wondered what keeps you upright when riding a bicycle? A bike remains upright when it is steered. Please note, also, that the faster the bike is moving forward, the smaller the steering inputs need to be in [...]

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