SMART SPENDER>BUYER’S GUIDE Buyer’s Guide to Air Conditioners The hot summer’s near and it’s time to turn the A/C on. If you’re buying an air conditioner for the first time or need to replace your ancient model, here’s a checklist of what to look for By Carlos Gonzales Thirty four degrees Celsius is not “warm.” [...]

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SMART SPENDER>BEST VALUE FOR MONEY Saving On Your Coffee Budgeting for your caffeine intake can give you the best aroma for your finances. Find out how By Lynda C. Corpuz Coffee starts and ends the day for Australian and master mariner Robin Lockwood, 42 – one big mug of strong instant coffee with milk and [...]

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By Lynda C. Corpuz Nurse Cristina Rotor, 27, spent about P8,000 buying holiday gifts for her grandchildren, friends, parents, and boyfriend (plus his parents and brother). Call center agent, Russell Macahilas, 31, meanwhile, spent on an appliance showcase of 32” TV, component, and refrigerator. The price: about P50,000 to P100,000 – all spent for her [...]

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By Carlos Gonzales It’s a good thing gas prices are going down. But don’t expect this will go on forever. World oil is notorious for drastic price changes. So develop good habits of saving on gas now. 1. Don’t be idle. A big no-no: letting the engine run, with the air conditioning on, while waiting [...]

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A young family shows how to be peso-wise By Heinz Bulos Raising a growing family is a challenge for anyone, and many just let their finances get out of control. Not the Ramoses. Cynthia Ramos, 35, and her family are savvy consumers. They buy non-food items in bulk to pay for today’s lower prices. And [...]

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