Very few Filipinos bother to buy insurance against bodily injury caused by an accident,
By Carlos Gonzales

Last October 2008, Dr. Francisco Sarabia was driving along EDSA when a speeding Joanna Jesh bus hit his car with such impact that it burst into flames. The doctor was trapped and charred to death.

The news came as a shock, as so many similar vehicular accidents and deaths reported practically every day. What is just as shocking is a recent announcement by the Department of Health: road accidents are now the fourth leading cause of death in the Philippines. If the trend continues, health officials fear that road accidents could become the leading cause of deaths in the country by the year 2020.

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There are unique financial challenges faced by women, but the savvy ones have develop ways to take control and build a bright future for themselves and their family
By Amabella Jimenez

Women hold the key to many financial decisions. They are more likely to manage household finances, make most of the choices about purchases, and even decide on investments.” Yet, according to various statistics, they are at the losing end in the financial equation.

Women live longer than men by an average of seven years and need 20% more for retirement. They earn on average 25% less than men. They save less than men do for retirement since they take off from work for around 11 more years than men, to raise children or look after aging parents.

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