How to save on electricity
By Heinz Bulos 1. Buy energy efficient. Look for appliances with the highest Energy Efficient Factor (EEF) as it is more efficient and costs less...
Set your priorities
A pastor and his family adopts Biblical principles to frugal living By Heinz Bulos Who says the Bible isn’t practical? Just in case you didn’t...
How to save on groceries
By Heinz Bulos 1. Comparison shop. Compare supermarkets based on prices, not on distance and convenience. Make a list of regular grocery items you buy...
Change your lifestyle
A busy working mom shows how to stretch her peso By Heinz Bulos Saving can sound so boring, but Tracy Aquino, 37, has made it...
7 ways to lower your amortization
By Heinz Bulos For many borrowers, a low, affordable amortization is the primary consideration rather than the total interest expense. 1. Get an adjustable-rate loan,...