By Carlos Gonzales It’s a good thing gas prices are going down. But don’t expect this will go on forever. World oil is notorious for drastic price changes. So develop good habits of saving on gas now. 1. Don’t be idle. A big no-no: letting the engine run, with the air conditioning on, while waiting [...]

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By Gela Isidro Some people believe that only rich people can afford to enjoy the richness of life. After all, most good things come with a hefty price tag, from fine cuisine to grand vacation trips to some remote island in the Caribbean. There are actually a number of ways to enjoy the high life [...]

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By Carlos Gonzales Sure you know everything about deposits. Or do you? Here’s a short primer to get you up to speed. What they are They are bank products that allow you to place your money for safekeeping, pay for goods and services, and earn interest. The common types of products are: •    Savings Account: [...]

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A young family shows how to be peso-wise By Heinz Bulos Raising a growing family is a challenge for anyone, and many just let their finances get out of control. Not the Ramoses. Cynthia Ramos, 35, and her family are savvy consumers. They buy non-food items in bulk to pay for today’s lower prices. And [...]

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By Heinz Bulos 1. Lower long distance charges. When you call friends or relatives abroad, call them at night and on weekends to save on your long distance phone bill. Avoid using directory assistance; dial direct. If only call occasionally, use a prepaid overseas phone card, which has cheaper rates. Broadband service providers also offer [...]

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